Company Data
CNPJ
Market Cap
Number of Shares
Listing Segment
IPO Date
Key Indicators
P/E
P/VP
DY
Tag Along
Free float
Viability Seal
Company Data
CNPJ
Market Cap
Number of Shares
Listing Segment
IPO Date
Key Indicators
P/E
P/VP
DY
Tag Along
Free float
Viability Seal
See what thousands of investors think and vote on the assets you consider viable
Company Data
CNPJ
92.702.067/0001-96
Market Cap
R$6.7B
Number of Shares
408,97 mi
Listing Segment
BOVESPA NÍVEL 1
IPO Date
16/09/1931
Key Indicators
P/E
4.48
P/VP
0.62
DY
9.02%
Tag Along
100.00%
Free float
50.61%
Viability Seal
Find out whether the asset is viable or a dud
The Basel Ratio of BCO ESTADO DO RIO GRANDE DO SUL S.A. (BRSR5) is at 19.54%, according to data from the Central Bank of Brazil. This indicator measures the relationship between the bank's own equity and third-party funds exposed to risk through credit operations. As a reference, the minimum required by the Central Bank is 11%. In practice, this means that for every R$ 100.00 lent, BCO ESTADO DO RIO GRANDE DO SUL S.A. holds R$ 19.54 in own capital, demonstrating its capacity to absorb risks and maintain financial soundness.
The Fixed Assets Ratio of BCO ESTADO DO RIO GRANDE DO SUL S.A. (BRSR5) is at 10.2%. This indicator shows how much of the institution's net equity is invested in permanent assets, such as real estate and vehicles, which cannot be quickly converted into cash. The lower the ratio, the greater the institution's flexibility to meet obligations and invest in new operations. The maximum limit permitted by the Central Bank is 50%, and in the case of BCO ESTADO DO RIO GRANDE DO SUL S.A., this means that for every R$ 100.00 in equity, R$ 10.2 are allocated to low-liquidity assets.
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The Bank of the State of Rio Grande do Sul S.A, popularly known as BANRISUL, is a financial institution managed by the State of Rio Grande do Sul. In other words, it is a state-owned company that offers multiple financial services and has branches spread across Brazil and abroad.
Like other financial institutions, BANRISUL offers a portfolio of financial products, such as:
Real estate credit
Credit cards
Loans
Deposits;
Payroll loans;
In addition, the bank offers a line of credit specialized in the agriculture and livestock segment, as well as lines of credit for companies and credit management options for third parties.
BANRISUL is listed on the Brazilian stock exchange and has common shares (BRSR3) and preferred shares A and B (BRSR5 and BRSR6), in addition to shares in the fractional market (BRSR3F, BRSR5F and BRSR6F).
The history of the Bank of the State of Rio Grande do Sul S.A, or BANRISUL, began in 1928. However, before becoming a financial institution as it is today, the bank was founded as an institution that offered rural and mortgage credit, focusing on the provision of long-term loans.
In 1931, the institution became a tax collector for the State of Rio Grande do Sul, after incorporating Banco Pelotense into its financial processes. After the bank's foundation, the expansion process soon became visible in the institution.
This is because BANRISUL opened several branches in strategic locations in RS and, at the same time, began the growth process through the incorporation of financial institutions.
Among the acquisitions made by the institution are: Banco Sul do Brasil, Banco Real de Pernambuco, Banco de Desenvolvimento do Estado do Rio Grande do Sul, BADESUL and DIVERGS – Distributor of Securities and Financial Assets of the State of Rio Grande do Sul.
The multiple service portfolio began to be offered by the bank in 1990. As a result, BANRISUL includes as products the commercial portfolio, financing, real estate and personal credit, in addition to investments. From this point, the bank consolidated itself in the financial market, with development strategies and customer acquisition.
In 2011, international purchases through the Bank's card were granted, after the institution partnered with VISA, VerdeCard and MasterCard. In addition, BANRISUL signed an agreement with the SafetyPay system to facilitate purchases on the Amazon.com website, for example.
In 2013, the financial institution was marked by corporate growth, where the offering of banking services intensified, especially in the areas of cards, acquiring and insurance. Over the years, BANRISUL underwent essential changes that contributed to its solidity in the financial market.
Currently, the bank has 518 branches, with 495 located in Rio Grande do Sul, 17 branches in Santa Catarina, 1 in Paraná, 1 in Rio de Janeiro, as well as 1 branch in São Paulo and in the Federal District. In addition to its national operations, BANRISUL also has branches abroad, with one in the Cayman Islands and 1 in Miami.
