Company Data
CNPJ
Market Cap
Number of Shares
Listing Segment
IPO Date
Key Indicators
P/E
P/VP
DY
Tag Along
Free float
Viability Seal
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Company Data
CNPJ
Market Cap
Number of Shares
Listing Segment
IPO Date
Key Indicators
P/E
P/VP
DY
Tag Along
Free float
Viability Seal
See what thousands of investors think and vote on the assets you consider viable
Como Capixaba que sou, digo que esse banco é muito bem consolidado no estado do Espírito Santo. Conta com uma carteira de clientes regional onde boa parte são servidores público. Dois pontos de atenção que posso citar são: O seu controle é feito pelo estado e a liquidez é baixa.
5Paga dividendos mensais, um grande potencial para crescer ainda mais e atua em um seguimento perene. É controlado pelo Estado do Espírito Santo. Se caso acontecer algo de maior atenção, acredito que o Estado do Espírito Santo, por ser seu maior controlador, não irá deixar esse bando "quebrar". Noto que muitos dão pouca atenção para esse banco. Eu acompanho ele de perto. Forte potencial para compor uma carteira previdenciária.
5Para mim um fator que me leva a não investir no banco é o atendimento que recebi a alguns meses atrás, não sei se é pira da minha cabeça mas perderam um cliente.
Company Data
CNPJ
28.127.603/0001-78
Market Cap
R$3.1B
Number of Shares
347.5M
Listing Segment
BOLSA
IPO Date
7/20/1977
Key Indicators
P/E
6.99
P/VP
1.23
DY
8.81%
Tag Along
100.00%
Free float
4.58%
Viability Seal
Find out whether the asset is viable or a dud
The Basel Ratio of BANESTES S.A. - BCO EST ESPIRITO SANTO (BEES3) is at 14.28%, according to data from the Central Bank of Brazil. This indicator measures the relationship between the bank's own equity and third-party funds exposed to risk through credit operations. As a reference, the minimum required by the Central Bank is 11%. In practice, this means that for every R$ 100.00 lent, BANESTES S.A. - BCO EST ESPIRITO SANTO holds R$ 14.28 in own capital, demonstrating its capacity to absorb risks and maintain financial soundness.
The Fixed Assets Ratio of BANESTES S.A. - BCO EST ESPIRITO SANTO (BEES3) is at 25.07%. This indicator shows how much of the institution's net equity is invested in permanent assets, such as real estate and vehicles, which cannot be quickly converted into cash. The lower the ratio, the greater the institution's flexibility to meet obligations and invest in new operations. The maximum limit permitted by the Central Bank is 50%, and in the case of BANESTES S.A. - BCO EST ESPIRITO SANTO, this means that for every R$ 100.00 in equity, R$ 25.07 are allocated to low-liquidity assets.
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The stock is undefined relative to the fair price by the Graham formula.
R$8.92
The stock is undefined relative to the fair price by the Bazin formula.
R$8.92
The Bank of the State of Espírito Santo S.A. (Banestes) is a multiple financial institution, controlled by the government of the State of Espírito Santo. The bank has the majority of the banking networks in the State and operates in all 78 municipalities of Espírito Santo..
In addition, the bank is composed of three companies: Banestes Seguros S.A., Banestes Distribuidoras de Títulos e Valores Mobiliários S.A. and Banestes Administradora, Corretora de Seguros, Previdência e Capitalização Ltda, which together make up the Banestes Financial System..
The financial institution has a total of 870 service points, where it serves more than 1.1 million clients, in addition to having a wide portfolio of banking products and services aimed at both individuals and legal entities.
The government of Espírito Santo is responsible for holding a percentage of 92% of the common shares of Banestes, in addition to part of the preferred shares of the company. The other part of the shares is held by the other shareholders of the bank.
Individuals who use Banestes have access to various banking services, such as: personal credit, credit and debit cards, overdraft, financing of goods, various types of insurance, deposits and payments, as well as opening savings accounts and investments.
For corporate clients, Banestes offers lines of credit for investment, business credit lines, credit lines for agriculture and livestock, microcredit, provision of services and management of third-party resources and collection of securities, BNDES resource operations, among other banking operations.
The history of Banestes began in 1937, when the financial institution was founded under the name of the Agricultural Credit Institute of Espírito Santo. At that time, the bank provided credit for the economic activities that were in force in the state of Espírito Santo, such as coffee crops, beef cattle, and milk production.
In the 1940s, the state of Espírito Santo went through a period of economic recession, where citizens had to face drought, economic stagnation, and wars. During the same period, the then president of Brazil at the time, Getúlio Vargas, replaced the Brazilian currency, the réis, with the cruzeiro. This measure led the bank to devise measures to exchange money as quickly as possible.
During the 1950s and 1960s, Banestes changed the direction of its banking services, as the country entered the process of industrialization. Thus, while initially the bank's activities were focused on the agrarian model, in the 50s and 60s the products offered by the bank were aimed at the arrival of new industries in the country.
In the 1970s, the Agricultural Credit Institute of Espírito Santo (RuralBank) changed its name to Banestes – State Bank of Espírito Santo, as we know it today. The change came after a request from the Central Bank to standardize the names of state banks.
In the 1990s, Banestes began the process of computerizing the institution and, with that, started linking banking services with technology. In addition, the bank expanded its operations until all municipalities in the state were benefited.
Currently, the bank has a strong presence in agricultural activities, where it contributes immensely to the development of Espírito Santo, serving the state's inhabitants.
